Related Links

Featured Links





Recommended Products



 

 
Featured Articles

Disability insurance 101- What You Absolutely Need to Know
Disability insurance is the mutual agreement between the policy provider and the beneficiary in which the provider agrees to pay a certain amount of money to the beneficiary on certain unexpected event leading to a disability, which incapacitates the ...

Hire And Hope . . . Is That Your Plan For Growth?
“If they can fog a mirror we’ll hire them.”“If their crimes weren’t too bad, we’ll give them a job.”“We’ll hire whatever applicants we can get.”Sound familiar? When I hear statements like that from people who call themselves professionals, I cringe. The ...

How to Deal with Bill Collectors
So you’ve screwed up. You’re drowning in debt. Maybe the credit card was burning a hole in your pocket and you just had to get the HDTV. Or maybe you or a family member had a medical emergency while you we laid off. It doesn’t matter to your creditors; ...


Custom Search
5 Steps To Cheap Car Insurance
 

STEP ONE - CUT THE EXCESS, CUT THE RISK
The size of your car insurance premium is directly related to the risk you pose to the insurance company. So the easiest way to cut your premiums is to accept a higher voluntary excess. An insurer's standard excess may be £100; but if you meet the first £250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.

STEP TWO - SECURE IT & SAVE
Another sure way of reducing the risk and, therefore the premium, is by fitting approved security devices. All major UK insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security such as an immobiliser and alarm. Not only does it save you money when your insurance renewal is due but it gives you extra peace of mind every time you park up your car.

STEP THREE - LOW MILES, LOW


PREMIUM

If your annual mileage is low, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage restrictions.

STEP FOUR - ADD A NAMED DRIVER & SAVE UP TO 15%
Including a named driver on your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. A young named driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums by up to 15%, particularly if the named driver is female!

STEP FIVE - SHOP, HAGGLE & SAVE
Simply shopping around will reward you with the biggest savings. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparative online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest insurers for more specific quotations.



News



Kansas City Star

Broke youth anti-crime groups want federal cash
The Associated Press
Bobby Scott, D-Va., who authored the bill, said the tough-on-crime rhetoric that politicians campaign on has proven ineffective. He faulted slogan-driven ...
Broke youth anti-crime groups want federal cashThe Associated Press
Approval In Doubt For Bill To Restore Youth Anti-Crime FundingThe Crime Report

all 246 news articles »

Many categories of crime drop, but murder up a bit
Chicago Sun-Times
Crime is down, but murders are up. Between January and the end of August this year, 313 people were killed -- five more than during the same period in 2009, ...

and more »

Police cuts 'may see crime rise'
BBC News
Kent Police's chief constable has said that crime could rise if the force has to make cuts of up to 20%. Ian Learmonth said expected budget savings of £53m ...

and more »

Sky News

'Pimped up' police tractor fights rural crime
BBC News
The John Deere 6630 will be a star attraction at farmers' markets, where it will be used to raise awareness of crime prevention techniques. ...
Tractor's key role in fighting rural crimeAberdeen Press and Journal
Rural Police Force Use Tractor In Crime FightSky News
Police adopt tractor in crime fightBelfast Telegraph
Mirror.co.uk -Automotto -Daily Mail
all 20 news articles »

Reuters Africa

French protests target president's anti-crime proposals
CNN
By the CNN Wire Staff Paris, France (CNN) -- Rallies are planned in cities across France Saturday criticizing President Nicolas Sarkozy's recent anti-crime ...
FACTBOX-Key political risks to watch in FranceReuters

all 56 news articles »