Know you legal rights when it comes to dealing with debt collectors, and the credit reporting agencies. You have the right to sue! The Federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every one of the three major credit reporting agencies. Those files, better know as your credit report contain information on where you live, have lived, when you were born, how you pay your bills, and whether you have any judgments, collections, slow pays, liens, or if you’ve filed for bankruptcy.
